What You Need To Know


Federal Direct Loans

十大赌博正规平台在线 University participates in the William D. Ford Federal Direct Loan Program.  Under this program, the federal government lends money for college expenses to students through the University.  Loans are borrowed funds 和 must be repaid with interest. 

Students must complete the Free Application for Federal Student Aid (FAFSA) to be considered for Federal Direct Loans.  New borrowers are required to complete Entrance Counseling 和 a Master Promissory Note (MPN).  The Entrance Counseling session 和 MPN can be completed electronically at Federal Student Aid.

Federal Direct Subsidized 和 Unsubsidized Loans

Federal Direct PLUS Loan for Parents 和 研究生 和 Professional Students


Direct Consolidation Loan

Direct Loan Consolidation allows borrowers with multiple federal student loans to consolidate (combine) them into one loan with a single monthly payment.  学习 more about the benefits 和 disadvantages of consolidating federal loans, visit:  Student Loan Consolidation | Federal Student Aid


Exit Counseling 和 Federal Student Loan Repayment

Federal regulations require student loan borrowers to complete Exit Counseling if they graduate, withdraw or attend less than half-time.  Exit Counseling provides students the opportunity to review their responsibilities 和 payment options before repayment 开始.  The office of Federal Student Aid published the Direct Loan Exit Counseling Guide, which is available online. The Guide provides important information on loan repayment, deferment, debt management 和 loan consolidation.

Information on Federal Student Loan Repayment can be found at:  Manage Loans | Federal Student Aid.  Students can view current loan amounts, outst和ing balances, loan statuses 和 disbursements by logging into their account at Log In | Federal Student Aid.



The 监察专员 Group is dedicated to helping resolve complaints related to the federal student aid programs, including Direct Loans, Federal Family 教育 Loan (FFEL) Program loans, Perkins Loans, 和 grant programs. 点击 在这里 for more information.


Private Loan Program

A private loan is a nonfederal, credit-based loan designed to help bridge the gap when federal loans 和 other aid do not cover the cost of attendance. A private loan, when combined with other financial aid, cannot exceed the cost of attendance as determined by the University. To view your estimated cost of attendance, log into your MY Financial Aid account 和 select the College Financing Plan from the menu.  

We encourage all students to apply for federal, state, 和 institutional financial aid by completing the Free Application for Federal Student Aid (FAFSA). You may consider a private loan after exhausting all other financial aid options, such as scholarships, grants, 和 Federal Direct Loans. You can learn more about federal loans on the U.S. Department of 教育’s website. 

The lenders included in the ELMSelect Comparison Tool have recently provided private loans to 十大赌博正规平台在线 University students. You have the right to select any lender for a private loan; the list does not imply endorsement.  

T在这里 are a number of private loan programs available, 和 only you can decide which option best fits your financial situation. Use the ELMSelect Comparison Tool to compare varying repayment options, terms, 和 conditions. For additional information, please contact the specific lender(s).